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How Much Does Car Insurance Cost in Indiana?

    The cost of car insurance in Indiana can vary depending on a variety of factors, including your driving record, the type of car you drive, your age, your location, and the level of coverage you choose.

    According to data from the National Association of Insurance Commissioners (NAIC), the average cost of car insurance in Indiana was $755 per year in 2018, which is lower than the national average of $1,004 per year.

    However, it is important to note that this is just an average and individual rates can vary widely. Some drivers in Indiana may pay significantly more or less than the average depending on their personal circumstances.

    Factors that can impact the cost of car insurance in Indiana include:

    • Driving record: Drivers with a clean driving record and no accidents or tickets on their record are generally considered lower-risk and may be offered lower rates.
    • Car make and model: The type of car you drive can also impact the cost of insurance. Cars that are expensive to repair or that have a higher risk of theft or damage may be more expensive to insure.
    • Age and gender: Younger drivers and male drivers are typically considered higher-risk and may be charged higher rates.
    • Location: Rates can also vary depending on where you live in Indiana. Urban areas with more traffic and higher rates of accidents may have higher rates than more rural areas.
    • Level of coverage: The amount and type of coverage you choose can also impact the cost of insurance. Choosing higher levels of coverage or additional types of coverage, such as collision or comprehensive coverage, can increase your premiums.

    Hubler Financial Services works with dozens of companies to find the best coverage and rates for your individual needs.