In Indiana, car insurance is required by law in order to legally drive a car. The state requires all drivers to carry liability insurance that meets certain minimum coverage amounts. Liability insurance helps cover the costs associated with injuries or damages that you may cause to others in the event of an accident.
The minimum liability coverage requirements for car insurance in Indiana are:
- $25,000 for bodily injury or death of one person in an accident
- $50,000 for bodily injury or death of two or more people in an accident
- $25,000 for property damage in an accident
These are the minimum coverage amounts required by law, but it is important to note that they may not be enough to fully cover the costs associated with a serious accident. Drivers may choose to purchase additional coverage beyond the minimum requirements to provide greater protection.
In addition to liability insurance, Indiana law also requires drivers to carry uninsured motorist coverage with the same minimum coverage amounts as liability insurance. Uninsured motorist coverage helps protect you in the event that you are involved in an accident with someone who does not have insurance or who has insufficient insurance to cover the damages.
It is important to note that failure to carry car insurance that meets the minimum coverage requirements in Indiana can result in penalties and fines, as well as the suspension of your driver’s license and vehicle registration.
In conclusion, car insurance is required by law in Indiana in order to legally drive a car. The state requires liability insurance with minimum coverage amounts of $25,000 for bodily injury or death of one person, $50,000 for bodily injury or death of two or more people, and $25,000 for property damage. Uninsured motorist coverage with the same minimum coverage amounts is also required. Failure to carry car insurance that meets the minimum coverage requirements can result in penalties and fines, as well as the suspension of your driver’s license and vehicle registration.