If you’re renting a home or apartment in Greenwood, Indiana, protecting your personal belongings and liability is more important than you might think. At Hubler Financial Services, we’re committed to helping renters in our community understand the value of renter’s insurance—and how affordable peace of mind can be.
What Is Renter’s Insurance?
Renter’s insurance is a policy designed specifically for tenants. While your landlord’s insurance covers the building itself, it does not protect your personal property or liability. That’s where renter’s insurance comes in.
A standard policy typically includes:
- Personal Property Coverage: Protects your belongings from theft, fire, vandalism, and certain types of water damage.
- Liability Protection: Covers legal expenses if someone is injured in your rental or if you accidentally damage someone else’s property.
- Additional Living Expenses: Helps pay for temporary housing if your rental becomes uninhabitable due to a covered event.
Why Greenwood Renters Need Insurance
Greenwood is a growing community with a mix of apartments, condos, and rental homes. Whether you’re near Freedom Park or closer to the Greenwood Park Mall, unexpected events like kitchen fires, break-ins, or burst pipes can happen anywhere.
Here’s why local renters are choosing to protect themselves:
- Affordable Rates: Many renter’s insurance policies in Greenwood cost between $12 and $25 per month, depending on coverage.
- Landlord Requirements: Many property managers now require proof of renter’s insurance before signing a lease.
- Peace of Mind: Knowing your valuables—from electronics to furniture—are covered can make all the difference.
What Affects Your Premium?
Several factors influence the cost of your renter’s insurance in Greenwood:
- Location and ZIP code
- Coverage amount and deductible
- Your claims history
- Security features in your rental (alarms, smoke detectors, etc.)
At Hubler Financial Services, we help you compare top-rated carriers to find the best coverage at the best price.
How to Get Started
Getting renter’s insurance is quick and easy:
- Take Inventory: List your belongings and estimate their value.
- Choose Coverage: Decide how much personal property and liability protection you need.
- Get a Quote: Contact Hubler Financial Services for a personalized quote.
- Stay Protected: Enjoy the confidence of knowing you’re covered.
Contact Hubler Financial Services Today
At Hubler Financial Services, we’re proud to serve Greenwood and the surrounding Johnson County area with trusted insurance solutions. Whether you’re a first-time renter or just looking to update your policy, we’re here to help.
Call us today: (317) 851-5781.
Get coverage fast: Get a Qoute.
Have a question? Contact Us.